Disclaimer

1. General Disclaimer

The information and results provided by ToolRux (toolrux.com) are for informational and educational purposes only. While we strive to provide accurate and useful tools, the results should not be used as a substitute for professional advice.

2. No Professional Advice

ToolRux tools do not provide and are not intended to replace:

• Financial advice — Calculator results (mortgage, retirement, compound interest, salary, etc.) are estimates based on the inputs you provide. They do not account for all factors and should not be used as the sole basis for financial decisions. Consult a qualified financial advisor for personalized guidance.
• Medical advice — Health-related calculators (BMI, calorie, body fat, TDEE, pregnancy due date, sleep) provide general estimates based on standard formulas. They are not a diagnosis or treatment recommendation. Always consult a healthcare professional.
• Legal advice — Document generators (privacy policy, terms of service, cookie policy) create templates as starting points. They may not meet your specific regulatory requirements. Have a legal professional review any documents before use.
• Tax advice — Tax-related calculations (salary, paycheck, invoice tax) are estimates and may not reflect your actual tax obligations. Consult a tax professional for accurate tax guidance.

3. Accuracy of Results

We use industry-standard formulas and methods for all calculations. However:

• Results are only as accurate as the data you enter.
• Calculators use simplified models that may not capture all real-world variables.
• Currency exchange rates are sourced from third-party APIs and may not reflect real-time market rates.
• We do not guarantee the accuracy, completeness, or suitability of any result for any particular purpose.

Always verify important calculations independently before making decisions based on them.

4. Third-Party Data

Some tools rely on external data sources:

• Currency exchange rates — provided by the European Central Bank (ECB) via the Frankfurter API.
• IP geolocation data — provided by ipapi.co.
• Holiday data — provided by the Nager.Date API.
• Data breach information — queried from the Have I Been Pwned API.

We are not responsible for the accuracy, availability, or reliability of third-party data. These services have their own terms of use and privacy policies.

5. No Warranty

ToolRux is provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. We do not warrant that:

• The tools will be uninterrupted, error-free, or available at all times.
• Results will be accurate, reliable, or suitable for your specific needs.
• Any errors or defects will be corrected within a specific timeframe.

6. Limitation of Liability

To the fullest extent permitted by applicable law, ToolRux and its contributors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of, or reliance on, any tool or result provided by the service. This includes but is not limited to financial losses, health outcomes, or legal consequences resulting from reliance on calculator results or generated documents.

7. User Responsibility

By using ToolRux, you acknowledge that:

• You are solely responsible for how you use the tools and results.
• You will independently verify any important calculations or generated content before acting on them.
• You will seek appropriate professional advice for financial, medical, legal, or tax decisions.

8. External Links

ToolRux may contain links to third-party websites. We are not responsible for the content, privacy practices, or availability of external sites. Linking to a third-party site does not imply endorsement.

9. Changes to This Disclaimer

We may update this Disclaimer from time to time. Any changes will be posted on this page with an updated "Last updated" date. Continued use of ToolRux after changes constitutes acceptance of the updated disclaimer.

10. Contact

If you have any questions about this Disclaimer, please contact us at [email protected] or visit our Contact page.